Cash back, points, or miles on everything

Come to your Centses is a blog focused on the every day consumer, regardless the size of your paycheck.  Plenty of other blogs exist that help the reader earn rewards that allow them to travel to exotic places at cheap rates.  I'm a reader of those blogs and find that they can be helpful.  Many consumers aren't worried about traveling to Asia or the Caribbean, but they are concerned about making every dollar count.  Come to your Centses is here to help that consumer.

Before I divulge any additional info, I must issue an apology.  The tips provided here will be vital, but will not be explained in full detail.  The information I have gleaned from reading numerous forums and talking to other credit card enthusiasts is closely guarded.  The concern in this community is high that repeated advertising of these deals will lead to them being shut down by the banks.  Ultimately, I will give some tips, but won't go into detail publicly.  I am willing to discuss this information offline.

Prepaid debit card products, such as Rush Card and Bluebird by American Express have bill pay features that allow you to pay any bill.  This includes mortgage and rent payments, water bills, and car payments.  What does that mean to you?  Well, if you indirectly figure out ways to load prepaid debit card products with a credit card, you can use your credit card for every single expenditure in your budget.  That means that you can earn cash back, miles, and points on every single item in your budget.

To fully maximize your rewards, you need to get cards that pay the most rewards possible for the category that you are spending in.  As stated in a previous post, you want to make sure that the rewards are easy to earn and redeem.  In the next post, we'll talk about some of those cards in detail.